Personal Loans Advice Australia

If you are looking for a personal loan then you have come to right website! We have an up to date personal loan comparison that compares interest rates and fees. Personal loans are good for car loans, home renovations, small business projects, or usually anything that will cost in the range of $10,000 to $100,000.

All Personal Loans listed below have links to the online personal loan application on the lenders website.
 

Company	Product Name	Interest Rate	Loan Amount	Type	Sign up
Citibank	Personal Loan	13.24%	$4,000 to $75,000		Sign up
ANZ	Personal Loan	14.17%	Variable	Variable	Sign up
ANZ	Personal Loan	13.49%	Variable	Fixed	Sign up
Aussie	Personal Loans	12.99%	Variable	Variable	Sign up
Cash Doctors	Personal Loans	0%	$100 to $600	Payday	Sign up

We try to list only low interest rate personal loans as we know that you do not want to paying thousands in interest charges. As with all financial products you should be aware of how it works and what your commitments will be before signing the contract, make sure that you will be able to pay the specified repayments.

There are 2 types of personal loans in Australia that most banks and other financial providers can give you and they are an unsecured loan and a secured loan.

An Unsecured loan allows you to have access to the cash without having put up anything as security should you not be able to pay it back, however there are conditions and you must meet them all to be approved for this type of loan. Normally if you have a good financial history you will be approved with little hassle.

With a secured loan you must put up some sort of collateral, that is something of value that a bank can sell to get back the money they lent to you if you cannot pay it back usually the collateral will be the item you are buying with the personal loan such as a car or boat.